Mercado Pago
Free digital account and prepaid card for Chileans — send money, pay bills, earn up to 5% annual returns, and accept payments
| What is it | Free digital account and prepaid card for Chileans — send money, pay bills, earn up to 5% annual returns, and accept payments |
|---|---|
| Pricing | Unknown |
| Platform | Web Application |
| API | Yes |
| Works with | n8n |
| Best for | receiving salary and earning daily returns, paying bills and making online purchases |
| Domain registered | 2003 |
Data updated Aug. 1, 2026
What does Mercado Pago do?
Mercado Pago is a digital financial platform that gives you a free prepaid card and an account to manage your money. You can send and receive transfers, pay bills, buy online, and even earn daily returns on your balance. The card is accepted worldwide and has no printed data for extra security. For businesses, Mercado Pago offers payment terminals, payment links, and checkout tools to accept credit card payments in installments. The account also lets you receive your salary directly and earn up to 5% annual returns through Banco BICE. It's a straightforward way to handle day-to-day finances without traditional bank fees.
Opening an account takes minutes from your phone. Once you're in, you can top up your transport card (bip!), pay for services, and use the prepaid card anywhere Mastercard is accepted. The money in your account earns returns daily, and you can withdraw or spend it anytime. For sellers, there's credit offers and management tools to grow your business. The entire experience is app-based, with 24/7 support and a help center if you get stuck.
This is built for anyone in Chile who wants a simple, fee-free alternative to a traditional bank account. Freelancers, remote workers, and small business owners will find the payment and credit tools especially useful. If you shop on Mercado Libre, it integrates directly for easier checkouts. Mercado Pago isn't trying to replace everything — it's just a no-nonsense financial account that does the basics well, plus a few extras like the interest on your balance.
Key features
What makes it stand outWho is Mercado Pago for?
Who benefits most from this toolTrust & presence
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