Open Banking
Connect your bank accounts and access transaction data without PSD2 certificates – for individuals and businesses.
| What is it | Connect your bank accounts and access transaction data without PSD2 certificates – for individuals and businesses. |
|---|---|
| Pricing | Unknown |
| Platform | Web Application |
| API | Yes |
| Works with | n8n |
| Best for | tracking personal spending across accounts, exporting business transactions for accounting software |
| Domain registered | 2026 |
Data updated July 13, 2026
What does Open Banking do?
Open Banking is a web service that connects to your bank accounts and gives you full access to your account and transaction data without the usual PSD2 certificate headaches. Instead of dealing with eIDAS certificates and paperwork, you sign up, pick your bank, and approve access through your bank's own login. Accounts and transactions appear in the app immediately. You can browse them, track spending, and export to CSV or PDF. It works for both personal and business accounts, with separate plans for each.
The service stores everything encrypted under a key only you hold. The encryption key is generated on your device and never leaves it. Open Banking only holds a public key, which is enough to encrypt but not to decrypt. Your bank login goes directly to your bank and is never stored. The system is built on the EU's PSD2 directive and follows bank-grade security standards. For businesses, Open Banking offers server-to-server API keys so you can pull data directly into accounting software. The pricing is simple: €3 per month for one account, €1 per month for each additional account. There's no credit card required to start.
Open Banking is most useful for individuals who want a single dashboard to see all their bank accounts and track spending automatically. For small business owners, it eliminates the barrier of PSD2 compliance while still giving reliable access to transaction data. Accountants can use the export features or the API to pull client data into their accounting tools. The service is straightforward and does what it promises — connect your banks and give you your data.
Key features
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