Killion Labs

Killion Labs is a financial planning tool that uses AI to give you a complete view of your money. It links to your bank accounts, brokerages, and crypto exchanges in minutes — Schwab, Fidelity, Robinhood, IBKR, Coinbase, and more, all via SnapTrade with read-only access. The dashboard shows your net worth in real time and logs every transaction automatically. The AI assistant understands your full financial picture, so you can ask questions about spending or portfolio allocation.

The standout feature is the life-long simulation engine. Killion Labs runs 1,000 probabilistic Monte Carlo simulations against your actual portfolio to project net worth and retirement readiness over the next 60 years. You can adjust assumptions like returns, contributions, inflation, or retirement age and see the cone of possible outcomes shift instantly. It also lets you stress-test scenarios like recessions, layoffs, or major purchases to see if your plan still holds. The tool is designed for complex incomes and long-term planning, not short-term trading.

Killion Labs is built for people serious about financial independence — the FIRE community, individual investors, and anyone who wants to model decades of returns to set a real FI date. It's not a financial advisor; it's a planning tool that respects your privacy with read-only account access and no data selling. If you want to see how your money could grow or survive tough times, Killion Labs gives you the numbers to plan with confidence.