Budgeting Tool

Orla

Budgeting app that connects banks, exchanges, and crypto wallets into one categorized ledger with real budgets and tax reports.

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orla.finance

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Quick facts
What is it	Budgeting app that connects banks, exchanges, and crypto wallets into one categorized ledger with real budgets and tax reports.
Pricing	Freemium — from $25/mo
Free tier	Yes
Platform	Web Application
Best for	tracking spending across fiat and crypto, preparing crypto tax reports

Data updated Aug. 15, 2026

What does Orla do?

Orla is a budgeting app that does something most personal finance tools still can't: it treats your crypto accounts the same as your bank accounts. Connect your bank, your exchange, and your self-custody wallet, and Orla pulls everything into one unified ledger. Every trade, transfer, salary deposit, and card payment gets a category. Your net worth updates automatically, and you get a single view of your finances — no more toggling between three apps to guess your total.

The app works through read-only connections. Bank logins happen on the bank's own page, exchange keys are refused if they allow trading or withdrawals, and wallet seed phrases stay encrypted in your browser — Orla's servers only see public addresses. Once connected, every transaction lands in a category the moment it arrives. Budgets update in real time, and there's a capital gains report that uses FIFO accounting for crypto. The free plan never expires and doesn't ask for a card. Manual accounts, statement imports, and shared spaces cost nothing.

Orla is built for people whose income and expenses cross between fiat and crypto — freelancers paid in USDT but taxed in euros, families managing household budgets with a mix of cards and wallets, or anyone who wants a single source of truth for their money. It also handles shared money for trips, flatmates, and business teams, with invoices, payout batches, and approval workflows. If you've been using a spreadsheet that dies in month two, Orla is a practical upgrade.

Accounting Software Budgeting Tool

#ai agents#budgeting#crypto#invoicing#stablecoins#x402

Key features

What makes it stand out

Connect banks, exchanges, and crypto wallets in one place — everything is read-only so your money stays safe

Every trade, transfer, and fee becomes a categorized transaction, not just a net worth change

Budgets update automatically as transactions arrive, with pace warnings and savings goals

FIFO capital gains report for crypto, ready for tax season

Free plan is not a trial — it never expires and includes manual accounts, statement imports, and shared spaces

Who is Orla for?

Who benefits most from this tool

tracking spending across fiat and crypto

preparing crypto tax reports

managing shared household budgets

Pricing

Free tier available — start without a credit card

Free

Manual accounts & statement imports
1 card
3 invoices & pay-links / month
Group & shared spaces
AI Copilot, 15 messages / month
250 MB storage

Starter

$25.0/month

Everything in Free, plus:

Everything in Free
3 cards
6 banks · 5 exchanges
5 members per shared space
15 invoices & pay-links / month
2 GB storage
20 statement scans / month
3 AML checks / month (credits carry over)
Telegram & Slack chats
Crypto lending & borrowing (Aave)
VAT / GST on invoices
2 connected agents
25 machine payments (x402) / month

Pro

$59.0/month

Everything in Starter, plus:

Everything in Starter
15 cards
150 invoices & pay-links / month
Custom invoice branding
50 automation rules
10 GB storage
Priority support
100 statement scans / month
10 AML checks / month (credits carry over)
AML monitoring & risky-inbound alerts
Team permissions & approval policies
IP allowlist
VAT / GST returns, quarter by quarter
10 connected agents
Tax report exports (CSV / PDF)
150 machine payments (x402) / month

Scale

$149.0/month

Everything in Pro, plus:

Everything in Pro
Unlimited cards, banks & members
Unlimited invoices & automations
25 GB storage
Dedicated support
Unlimited statement scans
25 AML checks / month (credits carry over)
Unlimited connected agents, 25 000 agent calls / month
Inheritance protection included
Agent wallet included
Document encryption included
Unlimited machine payments (x402)
Your own storage bucket included

Gallery

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