Kniru
AI-powered personal finance platform that connects all your accounts, tracks spending, investments, and provides personalized financial insights
| What is it | AI-powered personal finance platform that connects all your accounts, tracks spending, investments, and provides personalized financial insights |
|---|---|
| Pricing | Freemium — from $39.99/mo |
| Free tier | Yes |
| Platform | Web Application |
| API | Yes |
| Best for | tracking spending across multiple accounts, monitoring investment portfolios |
| Domain registered | 2022 |
Data updated Aug. 1, 2026
What does Kniru do?
Kniru is an all-in-one personal finance management tool that automatically syncs with your bank accounts, credit cards, investment portfolios, and loan providers. It consolidates your entire financial picture into a single dashboard, tracking everything from daily spending to investment performance and debt management. The platform uses AI to categorize transactions, identify spending patterns, and provide real-time insights into your financial health.
What sets Kniru apart is its specialized AI trained on 5+ years of financial research, allowing it to understand complex financial contexts better than generic AI models. Key features include natural language search (you can ask questions like 'show me movie expenses'), automated subscription tracking, merchant insights, portfolio analysis, and proactive alerts for due dates or unusual spending. The platform connects with over 11,000 financial institutions worldwide and uses bank-level encryption to keep your data secure.
Kniru is ideal for anyone looking to take control of their finances without the hassle of manual tracking. It's particularly valuable for people with multiple accounts, investors tracking diverse portfolios, those managing debt, and anyone who wants to understand their spending habits better. Real-world use cases include identifying unnecessary subscriptions, optimizing investment diversification, tracking debt repayment progress, and receiving automated financial reports tailored to your preferences.
Key features
What makes it stand outWho is Kniru for?
Who benefits most from this toolPricing
Free tier available — start without a credit cardKniru Free
- 30 kniru AI messages
- Net Worth Tracking
- Categorical Spend Analysis
- Subscription Tracking
- Transactions Tracking and AI Analysis
- Investment and Portfolio Analysis
- Loan and Credit Cards Tracking
- Weekly and Monthly Reports
Kniru Pro
Everything in Kniru Free, plus:
- 200 kniru AI messages
- AI Data Enrichment - Merchant, Category, and Analysis
- CSV Import/Export
- Refund Tracking
- Intra Account Transfer Tracking
- Daily Email Reports
- AI powered Investment Analysis
- AI powered Loan Management
- Priority Support
Kniru Alpha
Everything in Kniru Pro, plus:
- 1,000 kniru AI messages
- AI Driven Budgeting (In Beta)
- Goals - Kniru helps you achieve your goals (In Beta)
- Early access to all new features
- Exclusive beta testing
- Priority support
- Direct channel with founding team
Trust & presence
Gallery
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