Beancount.io

Plain-text accounting platform with AI-assisted bookkeeping, Git version control, and scriptable financial workflows.

beancount.io

Verified Free tier ~11k monthly visits

Quick facts
What is it	Plain-text accounting platform with AI-assisted bookkeeping, Git version control, and scriptable financial workflows.
Pricing	Freemium — from $14.99/mo
Free tier	Yes
Platform	Web Application
Best for	personal finance tracking and automation, business accounting and multi-entity consolidation
Domain registered	2019

Data updated Aug. 1, 2026

What does Beancount.io do?

Beancount.io is a modern accounting platform that treats your finances like code. You write your transactions and accounts in simple, human-readable plain-text files. This approach makes every entry reviewable and your entire financial history auditable. The platform then uses these files as a source to generate reports, visualize cash flow, and provide a clear overview of your financial health. It moves accounting away from opaque, proprietary software to a transparent and scriptable system.

What sets Beancount.io apart is its deep integration of developer-friendly tools and AI. Your ledger files are managed with Git, giving you full version control—you can branch, merge, and roll back changes just like in a codebase. The AI features assist with automating repetitive tasks, such as categorizing transactions and spotting unusual spending patterns. You can also write custom scripts to automate reconciliations or build specific reports, making the platform adapt to your logic rather than the other way around.

This tool is ideal for developers who want precise control over their finances, finance professionals who value transparency and audit trails, and small business owners needing customizable accounting. Use it to manage personal budgets with automated insights, handle business books across multiple entities, or create tailored financial dashboards that pull data directly from your plain-text ledgers.

Accounting Software Budgeting Tool Payments & Invoicing

#ai bookkeeping#financial analytics#financial automation#git version control#open source#plain-text accounting#scriptable-workflows

Key features

What makes it stand out

AI-assisted transaction categorization and anomaly detection

Git-native version control for full financial history and rollback

Scriptable workflows for custom reports and automation

Transparent, auditable plain-text file format

Real-time analytics and custom dashboards

Who is Beancount.io for?

Who benefits most from this tool

personal finance tracking and automation

business accounting and multi-entity consolidation

building custom financial reports and dashboards

Pricing

Free tier available — start without a credit card

Free

1 collaborators
10 AI cfo requests
1 multiple ledgers
Basic reporting
Mobile app integration and sync
Zero setup - ready to use immediately
Automatic backups and security updates
AI CFO requests
OIDC single sign-on (SSO)
Payment by invoice
Advanced automation & integrations
Multi-entity consolidation

Premium

$14.99/month

5 collaborators
100 AI cfo requests
5 multiple ledgers
Basic reporting
Mobile app integration and sync
Zero setup - ready to use immediately
Automatic backups and security updates
AI CFO requests
OIDC single sign-on (SSO)
Payment by invoice
Advanced automation & integrations
Multi-entity consolidation

Growth

$99.99/month

10 collaborators
500 AI cfo requests
20 multiple ledgers
Basic reporting
Mobile app integration and sync
Zero setup - ready to use immediately
Automatic backups and security updates
AI CFO requests
OIDC single sign-on (SSO)
Payment by invoice
Advanced automation & integrations
Multi-entity consolidation

Organization

$499.99/month

50 collaborators
2,000 AI cfo requests
100 multiple ledgers
Basic reporting
Mobile app integration and sync
Zero setup - ready to use immediately
Automatic backups and security updates
AI CFO requests
OIDC single sign-on (SSO)
Payment by invoice
Advanced automation & integrations
Multi-entity consolidation

Enterprise

Custom

Unlimited collaborators
Unlimited AI cfo requests
Unlimited multiple ledgers
Basic reporting
Mobile app integration and sync
Zero setup - ready to use immediately
Automatic backups and security updates
AI CFO requests
OIDC single sign-on (SSO)
Payment by invoice
Advanced automation & integrations
Multi-entity consolidation

Trust & presence

Domain Domain registered 2019

Gallery

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Beancount.io — pricing page — Pricing page

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