bunq
Mobile banking app with budgeting tools, savings accounts, crypto trading, and travel perks — sign up in 5 minutes with just your phone.
| What is it | Mobile banking app with budgeting tools, savings accounts, crypto trading, and travel perks — sign up in 5 minutes with just your phone. |
|---|---|
| Pricing | Freemium — from €3.99/mo |
| Free tier | Yes |
| Platform | Mobile App |
| API | Yes |
| Works with | n8n, Zapier |
| Best for | organizing personal finances with separate money pots, earning interest on savings with competitive rates |
| Domain registered | 2007 |
Data updated Aug. 1, 2026
What does bunq do?
bunq is a mobile banking application that provides comprehensive financial services through your smartphone. It offers standard banking features like accounts and cards alongside more specialized tools for budgeting, saving, and investing. The platform emphasizes convenience with a 5-minute signup process that requires only a phone and ID verification.
The app stands out with its organizational approach to money management. Users can create multiple 'money pots'—separate accounts with individual IBANs for different budgeting categories. bunq integrates cryptocurrency trading and stock investing directly into the banking experience, eliminating the need for separate apps. Additional features include travel benefits like eSIM installation, reduced roaming costs, and for premium users, included travel insurance and data packages.
This banking solution works well for people who want to consolidate their financial activities in one mobile-first platform. Frequent travelers benefit from the international features, while those focused on growing their savings appreciate the competitive interest rates. The budgeting tools are particularly useful for individuals who want to visually organize their finances without switching between multiple applications.
Key features
What makes it stand outWho is bunq for?
Who benefits most from this toolPricing
Free tier available — start without a credit cardbunq Free
- 2 times per month withdrawals
- €1000 per year ZeroFX foreign exchange
- 3 bank accounts
- Instant Payments
- Scheduled Payments
- bunq.me Requests
- Apple Pay & Google Pay
- IBAN to IBAN Transfers
- Digital Card
- Foreign Currency Transfer
- ZeroFX up to €1000/year
- MassInterest savings
- Planting Trees as You Go
- Tap to Pay
- eSIM
- bunq Web
- Joint Accounts
- Group Expenses
- Biometric ID
- Deposit Protection
- Instant Notifications
- 24/7 Support
bunq Core
bunq Pro
bunq Elite
Trust & presence
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