Paystack
Accept online and offline payments across Africa — cards, bank transfers, mobile money, and more.
| What is it | Accept online and offline payments across Africa — cards, bank transfers, mobile money, and more. |
|---|---|
| Pricing | Paid |
| Free tier | No |
| Platform | Web Application |
| API | Yes |
| Works with | Integrately, Make, n8n, Zapier |
| Best for | Accepting payments on an e-commerce website, Collecting recurring subscriptions |
| Domain registered | 2011 |
Data updated Aug. 1, 2026
What does Paystack do?
Paystack is a payment processing platform that helps businesses in Africa get paid. It provides a single integration point for companies to accept a wide variety of payment methods from customers anywhere in the world. This includes credit and debit cards, direct bank transfers, USSD codes, mobile money wallets, and even in-person payments via POS terminals. The core function is to handle the complex logistics of moving money so businesses can focus on their products and services.
The platform works by giving businesses a set of tools to embed payments into their websites, apps, or physical stores. A major highlight is its comprehensive API, which developers can use to build custom checkout flows, automate transfers, and pull transaction data. Paystack also focuses on reliability, using optimized routing to achieve high transaction success rates, and includes built-in fraud detection systems to minimize chargebacks and fraudulent activity.
This tool is built for any business operating in Africa, from new startups to large enterprises and even global companies looking to accept payments from the continent. It's particularly useful for online retailers needing a secure checkout, subscription services collecting recurring payments, and organizations that operate both online and offline, requiring a unified system to manage all their transactions.
Key features
What makes it stand outWho is Paystack for?
Who benefits most from this toolPricing
Local Transactions
- ₦2000 fee cap
- 1.5% + ₦100 transaction fee
- ₦2500 fee waived threshold
- Local card payments
- Bank transfers
- USSD payments
International Transactions
- 3.9% + ₦100 transaction fee
- International card payments
- Settlement in Naira or USD
Trust & presence
Gallery
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