Aster Key
Privacy-first financial superapp that runs decentralized on user devices — manage finances and apply for loans without sharing personal data.
| What is it | Privacy-first financial superapp that runs decentralized on user devices — manage finances and apply for loans without sharing personal data. |
|---|---|
| Pricing | Paid — from $350/mo |
| Free tier | Yes |
| Platform | Mobile App |
| Best for | white-label financial app for banks, secure loan application processing |
| Domain registered | 2019 |
Data updated Aug. 1, 2026
What does Aster Key do?
Aster Key is a privacy-focused financial application that operates differently from traditional finance platforms. Instead of storing customer data on central servers, it runs fully decentralized on the user's own device. This approach keeps sensitive financial information—banking details, tax returns, Social Security numbers—securely stored locally rather than scattered across multiple corporate systems and third-party vendors.
The core innovation is Aster Key's architecture that separates financial data from personal identity through anonymization at the source. Financial institutions can white-label the app to offer their customers a secure financial wallet experience under their own brand. Users get tools to manage their finances, track net worth, and even apply for products like mortgages while maintaining control over what data they share and when.
This solution primarily benefits lenders, mortgage companies, and financial institutions looking to differentiate themselves with superior security. It helps reduce loan application abandonment by allowing hesitant borrowers to start the process incognito, appeals to privacy-conscious customers like military members and tech-savvy millennials, and reduces regulatory risk by minimizing data exposure through decentralized storage.
Key features
What makes it stand outWho is Aster Key for?
Who benefits most from this toolPricing
Free tier available — start without a credit cardConsumer
- Just you Active users
- N/A Licensed Coverage
- Financial statements & Proof of Funds generators
- Incognito mode for privacy and security
- Data encryption, storage, and verification
- PII removal
- Generic app, no branding
- App distribution via iTunes/Google Play
Innovator
- Up to 150 active users/month Active users
- Up to 3 states Licensed Coverage
- Asset, Debt, and Identity verification via Plaid
- Anonymous email communication
- Your prospects and customers, no competitors in app
- 2 branded webpages; URLs, QR Code
- Incognito channel
- Mismo3.4 file
- Vetted asset and identity; secure delivery
- Daily summary usage statistics
Scaler
Everything in Innovator, plus:
- Up to 500 active users/month Active users
- Up to 10 states Licensed Coverage
- Additional customization
- Additional co-branded partner download webpage at $80 per year
- Inclusion in Aster Key marketplace
Transformer
Everything in Scaler, plus:
- Up to 1,500 active users/month; add more for $1 user/month Active users
- Up to 50 states Licensed Coverage
- Add bank statement data, income, employment, and tax verifications for a fee
- Integrated blockchain proofs available
- Partner logos on distribution pages
- Custom branded webpage for each LO or agent at $1 per month
- Integrate with LOSs, CRMs, AI agents for add'l fee
- Pop-up app widget
- Statistics for each partner page, and LO app
Trust & presence
Gallery
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