Cashflowy

Cashflowy is a bookkeeping platform designed for service providers who follow the Profit First accounting methodology. It connects to your business bank accounts, automatically imports transactions, and organizes them according to Profit First principles. The tool provides a real-time dashboard showing your income, expenses, cash flow, and—most importantly—your actual profit. It calculates what you can safely pay yourself each month, factoring in taxes and upcoming bills.

The platform combines AI with human support. Its AI coach, named Clara, can answer specific questions about your business finances, like 'What was my highest expense last month?' or 'How much can I pay myself?'. This is paired with unlimited access to a human bookkeeper who understands Profit First, offering support calls and a 24-hour response time. It integrates with over 12,000 banks, including Relay, to pull transactions automatically.

Cashflowy is built for freelancers, consultants, and small service-based business owners who use Profit First and are tired of manually managing spreadsheets or explaining the method to a traditional bookkeeper. It replaces the need for multiple tools and expensive monthly bookkeeping services, giving you a clear, real-time view of your business's financial health for a flat monthly fee.