Gocardless
Direct debit and instant bank payment platform for recurring and one-off payments
| What is it | Direct debit and instant bank payment platform for recurring and one-off payments |
|---|---|
| Pricing | Unknown |
| Platform | Web Application |
| API | Yes |
| Works with | Claude AI, Integrately, Make, Zapier |
| Best for | collecting membership subscriptions automatically, taking one-off invoice payments instantly |
| Domain registered | 1999 |
Data updated Aug. 1, 2026
What does Gocardless do?
Gocardless is a payment platform that lets businesses collect one-off and recurring payments directly from customers' bank accounts. It focuses on replacing manual invoicing, chasing late payments, and expensive card processing fees. Instead, payments happen automatically via direct debit or instant bank transfer, saving time and money.
The platform handles the full payment lifecycle — from setting up mandates and collecting payments on due dates to automatically retrying failed transactions. Gocardless claims its smart retry logic recovers about 70% of failed payments by choosing the best day to retry. It also supports international payments from over 30 countries, with currency conversion at real market rates through a partnership with Wise. Businesses can use Gocardless's own dashboard or connect it with existing accounting and subscription software via integrations or the REST API.
This tool is ideal for businesses that run on subscriptions, memberships, or regular invoicing — think gyms, SaaS companies, nonprofits, or service providers. It is especially useful for organizations tired of chasing late payments and wanting predictable cash flow. Gocardless does not use AI; it is a straightforward financial service built on banking infrastructure.
Key features
What makes it stand outWho is Gocardless for?
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