Ramp
Corporate cards, bill payments, and expense management platform for businesses — all in one place.
| What is it | Corporate cards, bill payments, and expense management platform for businesses — all in one place. |
|---|---|
| Pricing | Freemium — from $15/mo |
| Free tier | Yes |
| Platform | Web Application |
| API | Yes |
| Works with | Claude AI, n8n, Workato |
| Best for | managing company expenses, streamlining bill payments |
| Domain registered | 1994 |
Data updated Aug. 1, 2026
What does Ramp do?
Ramp is a comprehensive financial platform that combines corporate cards, bill payment services, and expense management into a single system. It provides businesses with physical and virtual cards for employee spending, automated accounts payable for vendor payments, and real-time tracking of all financial transactions. The platform connects with popular accounting software to sync financial data automatically, eliminating manual entry and reducing errors.
What sets Ramp apart is its focus on automation and control. The system uses AI to analyze spending patterns and identify potential cost savings opportunities across the organization. Finance teams can set custom spending limits and approval workflows for different employees or departments, ensuring compliance with company policies. The platform automatically categorizes expenses and generates detailed reports that provide clear visibility into company spending.
Ramp works best for finance teams and business owners who want to streamline their financial operations. It's particularly useful for companies looking to replace manual expense reporting processes, gain better control over corporate spending, and reduce the time spent on financial administration. Teams can use it to manage everything from employee purchases to vendor payments while maintaining full visibility into their financial health.
Key features
What makes it stand outWho is Ramp for?
Who benefits most from this toolPricing
Free tier available — start without a credit cardFree
- Corporate Card
- Travel & Expense
- Accounts Payable
- Treasury
- Accounting Automation
- Budgets & Reporting
- Vendor Management
Plus
Everything in Free, plus:
- AI-driven expense reviews and policy insights
- Auto-lock cards when compliance is unmet
- 24/7 phone support for travel bookings
- Auto-coded line items
- AI-driven approval recommendations
- Automated batch payments
- Payment release approvals
- NetSuite, Sage Intacct, and more integrations
- AI coding for every field
- Automate approval and sync of routine spend
- Support for multi-entity businesses
- Auto tax capture and coding
- Locally funded reimbursements
- Pay card payments in local currency
- Share live reports and schedule exports
- Track budgets vs. actuals in real time
- Custom user roles
- Multi-entity visibility restrictions
- Audit log
Enterprise
Everything in Plus, plus:
- Workday, Oracle Fusion Cloud, and more integrations
- Local currency card issuing in 40+ countries
- Dedicated account and customer success manager
- Priority 24/7 global support
- Custom implementation scoping and roll out plan
- Integration setup and validation testing
- Employee training and change management
- Custom development
- ERP extensions and configurations
- Custom policy and workflow configuration
- Advanced org, role, and entity configuration
Trust & presence
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