Privacy

Create secure, merchant-locked virtual cards to protect your real payment info from fraud and data breaches.

Visit Website
privacy.com
Verified Works with Claude AI Free tier ~53k monthly visits
Quick facts
What is it Create secure, merchant-locked virtual cards to protect your real payment info from fraud and data breaches.
Pricing Freemium — from $5/mo
Free tier Yes
Platform Web Application
Works with Claude AI
Best for securing online purchases from untrusted sites, controlling recurring subscription payments
Domain registered 1996

Data updated Aug. 1, 2026

What does Privacy do?

Privacy is a financial tool that creates virtual debit cards to protect your real bank or credit card details when you shop online. You generate a unique card number for each merchant, and that card is locked to that specific store. If a data breach happens at that merchant, your virtual card number is useless anywhere else, keeping your actual funds safe. It works by linking to your existing checking account to fund the virtual cards.

What makes Privacy stand out are the specific controls it gives you. You can set a strict spending limit on any card, so a merchant can't charge you more than you authorize—ideal for free trials or monthly subscriptions. You can also create cards for one-time use that close automatically after a purchase. The service offers browser extensions for Chrome, Safari, Firefox, and Edge, making it easy to generate a new card at checkout. Privacy is PCI-DSS compliant and SOC 2 Type II certified, using bank-level 256-bit encryption.

This tool is most useful for anyone who shops online frequently and wants to avoid fraud or manage their spending. It's great for people tired of predatory subscription charges, as you can pause or close a card with one click. Parents can use it to give kids an allowance card for specific stores, and small business owners can issue cards to employees for controlled spending. With over 250,000 users, it provides a practical layer of security for everyday payments.

#fraud protection#online shopping#payment-security#privacy-tools#subscription management#virtual cards

Key features

What makes it stand out
01
Generate virtual cards that lock to a single merchant for security
02
Set custom spending limits on any card to control budgets
03
Pause or close cards instantly to manage subscriptions
04
Share cards with others without exposing your real account
05
Use one-time cards for single transactions that auto-close

Who is Privacy for?

Who benefits most from this tool
securing online purchases from untrusted sites
controlling recurring subscription payments
sharing a payment method with family or employees safely

Pricing

Free tier available — start without a credit card

personal

Free
  • 12 cards per month
  • Create up to 12 new cards per month
  • Merchant-Locked & Single-Use Cards
  • Set spend limits on a transaction, monthly, annual or total spend basis
  • Pause and close cards
  • 3% fee on foreign transactions (min. $0.50)

Plus

$5.0/month
$5.0/month billed yearly

Everything in personal, plus:

  • 24 cards per month
  • Create up to 24 new cards per month
  • Category-Locked Cards
  • Card Sharing
  • Card Notes
  • API Access

pro

$10.0/month
$10.0/month billed yearly

Everything in Plus, plus:

  • 4,500 cashback limit
  • 36 cards per month
  • 3 everywhere cards limit
  • Create up to 36 new cards per month
  • Everywhere Cards
  • 1% cashback on your purchases
  • No foreign transaction fees

premium

$25.0/month
$25.0/month billed yearly

Everything in pro, plus:

  • 60 cards per month
  • Create up to 60 new cards per month

Trust & presence

Domain Domain registered 1996

Gallery

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